
If you were asked how risky any given customer is to you, at this moment, would you be able to answer?
Would you know:
- The customer’s typical activity patterns
- Whether they are on a sanctions list
- Are they a politically exposed person (PEP)
- Have they moved to a high-risk location
- Have they ever been investigated by regulators
All of these factors directly influence the risk a customer presents to your business. They are also factors Alessa analyzes to help you assign a risk score to your customers and entities.
Key Features
Configurable Scoring Model
Customer risk models will not always score every customer accurately, so most organizations need a way to adjust the score for select customers. Alessa provides both a robust library of standard risk factors and also allows you to include additional risk modeling specific to your needs. This gives you the best scoring capabilities for your business.
Data Integration for Better Scoring
Alessa uses data from various sources, including sanctions lists and transaction monitoring results, to provide an assessment of the risks of doing business with an individual or business. You can configure how Alessa analyzes and applies that data to determine a customer’s risk level, based on your specific business needs.
Reduce Manual Risk Assessments
Manual risk assessments are expensive, slow, and often inconsistent. Many organizations lack the resources for comprehensive manual customer risk investigations, so scores and assessments are often outdated, even in high-risk scenarios. Automated risk scoring gives your bank’s compliance team the information they need at a glance, freeing them to give high-risk customers their full attention.
Scale Risk Management with Ease
Alessa’s Risk Scoring solution scales seamlessly as your customer base and transaction volume grow. Our cloud-based solution is designed to accommodate banks of all sizes. With Alessa, your risk management infrastructure is always a step ahead, facilitating strategic growth while maintaining high-risk assessment and compliance standards.
Ongoing Monitoring for Accurate Scoring
Alessa can review your customer database, daily or periodically to update customer risk scores based on their activities and third-party data.
AML Risk Assessments
Calculating Risk
Alessa’s customer risk scoring model uses risk factors, weights, frequency, and logic to calculate the score. Risk factors are usually grouped into two key areas, profile and activity.


Calculating Risk
Alessa’s customer risk scoring model uses risk factors, weights, frequency, and logic to calculate the score. Risk factors are usually grouped into two key areas, profile and activity.
Profile
Activity
The profile category includes factors specific to the customer: their industry, nature of business, profession, country of residence, citizenship, length of relationship and so on.
Profile
The profile category includes factors specific to the customer: their industry, nature of business, profession, country of residence, citizenship, length of relationship and so on.
Activity
AML Risk Scoring Software Configured for Your Needs
Risk scoring with Alessa is simple. Configure the risk factors, weights, scores, and aggregates based on your organization’s specific needs, and be alerted when a client surpasses your risk threshold.
You May Also Like
Risk Scoring is one solution in Alessa’s integrated AML platform. It is powerful on its own, but when used in collaboration with our KYC, sanctions screening, case management, regulatory reporting and transaction monitoring solutions, you’ll benefit from:
Daily Updates On Client Risk
Alessa provides you with a comprehensive update on client risk, highlighting the customers whose risk scores have surpassed your organization’s risk threshold in the last 24 hours.
A 360° View of Each Client
Alessa 360° provides a complete view of client information and activities, making suspicious activity easier to investigate and resolve.
Expedited Processes and Results
We've streamlined and automated many of the time-consuming AML tasks so you can focus on investigation and the next steps to help keep your establishment compliant.
Schedule a Free Demo
Build the risk model that is right for your business with Alessa.
Book your complimentary demo of our Risk Scoring Solution today to learn more.
Latest Insights

Sanctions Screening Checklist for Banks
Banks play a critical role in the global financial system and are therefore prime targets for sanctions-related compliance programs. Sanctions are legal measures imposed by

How AI Is Improving AML Software in 2026
Financial crime remains a major threat. The United Nations estimates that criminals launder up to $2 trillion annually, yet institutions detect only about 2% of

Reducing False Positives With AI: Insights from ACAMS Las Vegas
At the ACAMS Las Vegas Conference this year one comment really stood out. Under Secretary John Hurley emphasized that teams using AI to decrease false

Enhanced Due Diligence in 2026: Faster, Smarter, and Built for Real Risk
Before our recent webinar even began, the presenters were reminiscing about decade-old AML email threads. They’ve been working in this industry for a long time.

HSBC Switzerland Cuts Ties with Middle East Ultra-High-Net-Worth Clients
HSBC’s Swiss private bank is offboarding more than 1,000 Middle Eastern clients after classifying many as high risk, a decision reported by news outlets. The

AI Blind Spots: How False Negatives Put Compliance at Risk
False negatives represent one of the most serious but least visible risks in AI-powered compliance systems. While focus tends to be on false positives, a
Excellent tool for fraud prevention and risk management
I have worked with Alessa for years because of how useful it is to thoroughly analyze transactions and identify suspicious operations
– Jane Doe, Company ABC