AML Risk Scoring Software

The right risk models for your business

If you were asked how risky any given customer is to you, at this moment, would you be able to say?

Would you know:

The customer’s typical activity patterns
Whether they are on a sanctions list
Are they a politically exposed person (PEP)
Have they moved to a high-risk location
Have they ever been investigated by regulators

All of these factors directly influence the risk a customer presents to your business. They are also factors Alessa analyzes to help you assign a risk score to your customers and entities.

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Key Features

Configurable Scoring Model

Customer risk models will not always score every customer accurately, so most organizations need a way to adjust the score for select customers. Alessa provides both a robust library of standard risk factors and also allows you to include additional risk modeling specific to your needs. This gives you the best scoring capabilities for your business.

Data Integration for Better Scoring

Alessa uses data from various sources, including sanctions lists and transaction monitoring results, to provide an assessment of the risks of doing business with an individual or business. You can configure how Alessa analyzes and applies that data to determine a customer’s risk level, based on your specific business needs.

Ongoing Monitoring for Accurate Scoring

Alessa can review your customer database, daily or periodically to update customer risk scores based on their activities and third-party data.

AML Risk Assessments

Calculating Risk

Alessa’s customer risk scoring model uses risk factors, weights, frequency, and logic to calculate the score. Risk factors are usually grouped into two key areas, profile and activity.

Calculating Risk

Alessa’s customer risk scoring model uses risk factors, weights, frequency, and logic to calculate the score. Risk factors are usually grouped into two key areas, profile and activity.

Profile

Activity

The profile category includes factors specific to the customer: their industry, nature of business, profession, country of residence, citizenship, length of relationship and so on.

The activity category includes their level of cash transactions, alerts generated from the transaction monitoring system, suspicious activity reports and currency transaction reports filed, etc.

Profile

The profile category includes factors specific to the customer: their industry, nature of business, profession, country of residence, citizenship, length of relationship and so on.

Activity

The activity category includes their level of cash transactions, alerts generated from the transaction monitoring system, suspicious activity reports and currency transaction reports filed, etc.